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Depending on the type of petition you filed, a dismissed bankruptcy can show on your report for up to 10 years.You Can’t Erase the Filing Credit reports don’t just include information about your credit accounts, such as mortgages, car loans or credit cards. Bankruptcy Court creates a public record that will show up on your credit report.Our site uses order forms for customers to request information, products, and services.

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When you file for bankruptcy, that fact will be noted on your credit report.

If the court eventually dismisses your bankruptcy petition, your case will cease to exist in the legal system – but it will live on in your credit report.

The bankruptcy will be recorded as dismissed but, the case will remain on your report. If you filed a Chapter 7 bankruptcy, the classic liquidation bankruptcy in which debts are wiped out but the trustee may sell off some of your assets, the bankruptcy case will remain on your credit report for 10 years from the date you filed your petition.

When It Goes Away How long a bankruptcy, dismissed or otherwise, stays on your credit report depends on what chapter of the U. For your Experian credit report, having filed a Chapter 13, in which you pay down your debts for several years before any are erased, the bankruptcy will stay on your credit report for seven years from the filing date.

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They also include public records that reflect how you handle your financial responsibilities, specifically tax liens, civil judgments and bankruptcy cases. Regardless of whether the court dismisses your case or grants your bankruptcy petition, the filing will stay on your credit report.

A Dismissal Will Be Noted If the court dismisses your bankruptcy case, that fact will also be noted on your credit report.

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  1. Keith Cummings, President of the Niagara Centre Ontario PC Association, announced that April Jeffs will be the next candidate representing Niagara Centre for the upcoming election.

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