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If you guessed that young people are staying out of the housing market, you'd be very right.

They're low on jobs, high on student debt, and freaked out by the crash.

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Before you ask no I haven't got anyone's credit card details.

Instead take a look at some of the amusing feedback I have received by e-mail.

While Experts Exchange offers expertise on any aspect of technology, Stack Overflow has a much narrower field of attention, focused only on issues related to programming.

Stack Overflow is collaboratively edited, which means that others can edit your work on their site.

In testing situations any expiry date within the next 3 years should work Feedback forces me to clarify this: These are NOT valid credit card numbers. They are random numbers that happen to conform to the MOD 10 algorithm.

They are a technical resource for programmers – that’s all.

Our only debts are our mortgage, one car payment, and a loan from my father that carries no interest. -- as daily concerns, the last fucking thing a young couple should be thinking about is buying a goddamn house. I recently tallied up all invoices for repairs and updates since I bought the house in 1997. Now, with the economy as it is and will likely be for some time to come, my best self-defense is to carry no debt and save what I can.

Between that latter loan and an inheritance I received, we put down fully one-third of the cost on our 1,100 square-foot, three-bedroom home in San Jose, California. We are tied to a place that is prohibitively expensive to live, requiring both of us to work instead of one parent staying home. Psychologically, young buyers like us fail to truly do the math on property taxes, homeowners insurance, flood insurance, earthquake insurance, plumbing, yardwork, general maintenance, drainage, so on and so forth. I am 50 years old, divorced without children or other immediate family obligations, and within two years of paying off my mortgage. If inflation picks up a lot, then my savings are screwed. If you're thinking of buying a house, just remember that there is probably a sizable pile of bullshit in any justification or encouragement offered by the real estate industry and financial industry.

Anyway, they emailed me back with cancellation instructions, as well as some extended commentary about Stack Overflow.

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