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That doesn't mean everyone with debt is doomed romantically.

The site, which boasts 64 million members, claims to have "helped millions of people find traditional partners, swinger groups, threesomes, and a variety of other alternative partners." The information Adult Friend Finder collects is extremely personal in nature.

When signing up for an account, customers must enter their gender, which gender they're interested in hooking up with and what kind of sexual situations they desire.

Considering how common student loans are these days, it's also probably harder to find someone to date who doesn't have student debt, Bradman said.

Adult Friend Finder asks customers to detail their interests and, based on those criteria, matches people for sexual encounters.

We copied the fine print from the site and you can read it below.

You get charged .99 monthly from "Cougar Romance" (Cougar Romance.com) until you cancel your membership and other charges listed below.

We cover our costs with adverts from partners and sponsors.

Okay, now let’s consider what happens after you have missed one payment (and remember, paying less than your minimum payment is equivalent to a missed payment).

Having more school debt didn't hurt the attractiveness of the person as much as having greater car or credit card debt, Lending Tree found.

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